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Your Own Budget Cuts – Compare Car Insurance

The Real Budget Report is based on what is actually happening in households in the UK – how they are saving money and reorganising their spending. Some figures for the UK are as follows:

74% of Brits say they have set a limited budget for their household spending in the past year

26% are spending less on both luxuries and necessities

18% worry that they won’t be able to provide for their children during the next year

47% say they don’t see a solution to their financial situation any time soon

Money is getting tighter for many households and nearly 75% of people made some cutbacks over the last year.

So, with this in mind, what can you do to help tighten up your household spending? Try small steps as well as larger ones – compare car insurance or simply remember to turn off the lights when you’re out.

Firstly, check out your mortgage and savings rates. Your mortgage is probably your biggest and longest-lasting debt so it’s important you’re on the right deal. Remember to shop around – you could save more than £1,200 a year!

Switch your energy suppliers, go to dual fuel and pay by direct debit – by switching supplier, you could save over £200 a year. Also check your home insurance – don’t let your policy automatically renew when you could save by comparing and switching provider.

The biggest everyday expense for most households is the car – especially with today’s high petrol prices. You may be paying too much for car insurance too, some people can save over £350 by comparing providers. Use a site such as MoneySupermarket to compare car insurance deals – it saves you time trying to find the best deal. You could have a list of competitive car insurance quotes in three minutes or less from several different providers.

May 31, 2012ora
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